Viktor Kotlán studied in the Czech Republic, USA and Holland. Professionally, he is responsible for balance sheet management at the largest Czech retail bank, Česká spořitelna. Prior to his current assignment, he held several management positions in ČS and acted as the bank’s Chief Economist. He began his career at the Czech National Bank where he headed the Monetary Policy and Strategy department. Viktor holds a PhD in Economics and is a board member of the Czech Economic Society. Viktor is the proud father of two great children and a lover of cycling and cross-country skiing.